Pay in Installments – Flexible Payments

Whether you buy in store or online you can choose from a flexible range of repayment terms such as 0% over 6 months through our finance partner.

The application process is simple, takes around 5 minutes for you to complete, is carried out online and you will receive a decision made within 30 seconds of completion.


Finance Example


Frequently Asked Questions

  • Will I be eligible for this finance option?

    • We have no control over who is accepted, as the finance is provided through our partner, Divido. There are certain criteria that you will need such as:

      • Over 18 years of age

      • No CCJ's

      • Not been refused credit within the last 6 months

      • 3 years UK address history

      • Have an email address and mobile number

      • Have a passport, driving licence or credit card (for ID checks)

      • Have a UK bank account in your name for payment to be made from

      • Work for 16 hours per week or have another source of income

  • Can I take finance over a longer period?

    • Yes, we have a 12 month interest bearing option with a 14.9% interest fee. You can ask our Client Consultants more about this option.

  • When will my first payment be taken?

    • Your first payment will be taken 30 days following the installation/delivery of your order.

  • What deposit do I need to pay?

    • A 20% deposit is required to take advantage of the finance offer. For example, an order of £1000 will need a £200 deposit, followed by 6 monthly installments of £133.33

  • When will I get my order?

    • You will receive your order as soon as it is completed at our workshop, usually within 2-3 weeks. It is after delivery that your finance payments will begin.

HBM Soft Furnishings Ltd is registered in England and Wales 09363857. Registered office: 42 Grange Road West, Birkenhead. CH41 4DA. HBM Soft Furnishings Ltd acts as a credit intermediary and only offers credit products from Divido. Divido is authorised and regulated by the Financial Conduct Authority. Credit provided subject to age and status.

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